Y Yacht Insurance

Y Yacht Insurance

Who We Are

Who we are

Y Yacht Insurance, the trading name for Y@Limited, was established in January 2011 by Managing Director and owner Barrie Sullivan.

Barrie left the army as an officer helicopter pilot and started his insurance career with a national insurance broker in 1972. He has owned and skippered his own boats since 1975. Racing experience includes Fastnets and successfully racing his home built 27 footer in the 1982 "Two-Handed Round Britain and Ireland Race". Extensive cruising includes skippering his 46ft ketch twice across the Atlantic.

In 1990, on behalf of German shareholders, he started Pantaenius UK Limited. He supervised the development and growth of this high profile yacht insurance business as managing director for seventeen years.

In late 2020, Topsail Insurance Ltd. acquired the assets of Y@Limited.

Topsail Insurance Ltd was established in 1996.  One of the original shareholders embarked on a 20-month circumnavigation on his yacht as part of the Blue Water Rallies fleet. This led to Topsail setting up a 20-month boat insurance product for Rally participants. Subsequently, in 2008 a change of ownership allowed the business to focus solely on the yacht/boat account and also started providing specialist travel insurance products for boat owners.

Involvement overseas created an ever-growing Australian account and as a result, Topsail decided to set up a separate Australian company linked by ownership. Topsail Insurance Pty Ltd was established and regulated in 2015 with Topsail opening its second office in Sydney in 2019.

We are pleased to announce that Claire Froggatt and Helen Webster have agreed to join the Topsail team. Claire has been with Y Yacht since its inception, having previously been a Graduate Member of the Institute of Legal Executives. Helen joined the company two years ago.

Marine insurance is unique and different from other forms of insurance.

Y Yacht Insurance and Topsail Insurance are specialists in these types of insurance and associated risks - we are not general insurance brokers.  We only do what we do best.

Please contact us if you require help with any of the following:

  • Yacht Insurance
  • Motorboat / Motor Cruiser Insurance
  • Rigid Inflatable Boat / RIB Insurance
  • Narrowboat Insurance
  • Inland Cruiser Insurance
  • Sailing Dinghy Insurance
  • Tall Ships Travel Insurance
  • Yachtsman’s Travel Insurance

We are pleased to advise that we can provide insurance cover for vessels cruising within the UK and Europe Waters, as well as those vessels carrying on long-distance trips and Ocean Crossings.


Y Yacht Assurances France

Y Yacht Assurances France EURL is registered in France 842 898 587 00014 and is authorised by the French Regulator ORIAS (18008142). The company is 100% owned by Topsail Insurance Ltd.

Y Yacht Assurances France EURL was setup specifically with a view to assisting boat owners post Brexit. In the event that your UK insurance broker can no longer assist with your boat insurance requirements please do contact us.


Our Philosophy

We have gone back to basics, binned the spin, and reminded ourselves why yachtsmen and yachtswomen pay for boat insurance and specific yacht travel insurance.

It is to protect themselves and their vessel against financial loss in the event of an unpredictable incident, causing harm to themselves, damage to their vessel or to a third party.

Bearing this in mind, we aim to find you an insurance product suitable for your needs, offering you top-rated security and exceptional service levels.